Why Your Friends & Family Should Apply for the Swiggy HDFC Bank Credit Card – Are you looking for a credit card that rewards you every time you order food, shop online, or use daily services? The Swiggy HDFC Bank Credit Card is the perfect choice for foodies and online shoppers. With exclusive cashback offers, a free Swiggy One membership, and other benefits, this card makes everyday spending more rewarding. Let’s dive into why your friends and family should apply for this amazing credit card today!
Top Benefits of the Swiggy HDFC Bank Credit Card
✅ 10% Cashback on Swiggy Transactions
Enjoy 10% cashback on Swiggy Instamart, food delivery, Swiggy Genie, and Dineout, with savings of up to ₹1,500 per month.
✅ 5% Cashback on Online Shopping
Earn 5% cashback when you shop on Amazon, Flipkart, Myntra, Nykaa, and more, capped at ₹1,500 per month.
✅ 1% Cashback on All Other Spends
Get 1% cashback on all other transactions (excluding certain categories), capped at ₹500 per month.
✅ Free Swiggy One Membership
New cardholders receive 3 months of complimentary Swiggy One membership, which offers free deliveries and discounts on food orders and groceries.
✅ Up to 50 Days of Interest-Free Credit
Enjoy a flexible repayment period with zero interest for up to 50 days from the purchase date.
✅ Zero Lost Card Liability
Report card loss or fraudulent transactions immediately to avoid liability and secure your finances.
Who Can Apply? (Eligibility Criteria)
To apply for the Swiggy HDFC Bank Credit Card, applicants must meet the following requirements:
✔ Age: 21-65 years
✔ Employment Status: Salaried or self-employed
✔ Minimum Monthly Income: ₹25,000 (salaried)
✔ Minimum Annual Income: ₹6,00,000 ITR (self-employed)
✔ CIBIL Score: 750+
✔ New to Credit? Allowed for both salaried and self-employed individuals
Documents Required for Swiggy HDFC Credit Card
To apply for the Swiggy HDFC Bank Credit Card, keep the following documents ready:
📌 ID Proof: PAN Card / Form 60
📌 Address Proof: Aadhaar, Passport, or utility bills
📌 Income Proof: Bank statements or salary slips
📌 Photograph: Recent passport-sized photo
Fees & Charges of the Swiggy HDFC Bank Credit Card
💳 Joining Fee: ₹500 + taxes
💳 Annual Fee: ₹500 + taxes
💡 Tip: The card’s cashback benefits can easily cover the annual fee, making it a cost-effective option for frequent Swiggy users and online shoppers.
How to Apply for the Swiggy HDFC Bank Credit Card?
Applying for the Swiggy HDFC Bank Credit Card is quick and easy. Follow these steps:
1️⃣ Visit the Official HDFC Bank Website or Swiggy app. 2️⃣ Fill in the Online Application Form with your details. 3️⃣ Upload the Required Documents for verification. 4️⃣ Submit & Wait for Approval. If eligible, you’ll receive your card in just a few days!
Final Thoughts: Is the Swiggy HDFC Credit Card Worth It?
If you regularly order food, shop online, or use delivery services, the Swiggy HDFC Bank Credit Card is a fantastic choice. With high cashback rewards, Swiggy One membership, and flexible payment options, this card ensures that every spend brings you savings. Encourage your friends and family to apply today and start maximizing their benefits!
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